12 corporate governance changes that Indian banks need.

Corporate Governance

All the countries, irrespective of their stage of development, need funds for their economic development and growth. In the economy, these funds are obtained from the savers or surplus units (the units which have more income than their consumption) which may be household individuals, business firms, public sector units, Central Government, State Governments, Local Governments, … Read more

Investor vs Speculator

Investor vs Speculator

Parameter Investor Speculator Investment Thesis Investment based on durable competitive moats Investment based on disruptive and cool industries. Time Horizon Long term(>5years) Short term (single/few days) Risk Undertaken Reasonable risk High Risk Return Expectations Expects consistent return over time Expects abnormal returns in short time Mentality Sticks to fundamental analysis for the long term. Jumping … Read more

Benefits of reading a good book

Benefits of reading a good book

Reading is essential for those who seek to rise above the ordinary. A person with good reading habits feels restless if a day goes by without reading. Books can leave a lasting impression on the rest of our lives. Therefore it is necessary to inculcate reading habits if you haven’t done so far. Today we … Read more